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Plug Leaks in Your Spending Habits

Save by Not Wasting Money

Posted By Mindy

BillSavings.com Brief:

Read about the top three ways to plug leaks in your spending habits so you’ll have money to spare at the end of each month.

These days, saving money is all the rage. If you’ve got tips for stretching your green or if you’re a success story for overcoming debt, you’ll be admired and people will want to hear your story.

That said, we encourage you to write in and let us know about unusual or helpful ways you’ve come up with for saving money.

The featured conversation for today has less to do with saving money and more to do with not wasting it in the first place. Below are the top three ways to plug leaks in your spending habits.

  1. Skip the drink. When you go out to dinner and order any kind of beverage, you pay around 200% more than you would for that same beverage from the grocery store. Drinks that cost $2 - $3 per meal add up over time, so consider ordering refreshing (and FREE) water instead. Alternately, order something with free refills. This at least ensures you get the best value for your money.
  2. Shop around for gas. Gas prices can vary up to 20% between gas stations within walking distance of each other. Saving 20-cents a gallon on 50 gallons of gas per month saves you $10 per month or $120 per year, so take the extra minute to scan prices before buying fuel.
  3. Forget the tax refund. Even though it’s nice to get a fat check from Uncle Sam come tax time, it’s actually a sign you’re not making the most of your money. Fix this problem and save money by adjusting your tax withholding amount with your employer. That way, your money doesn’t languish in government coffers for a year. This means you can make use of it (or start gaining interest on it) sooner rather than later!

Category: Personal Finance

2/3/2010

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